MiCA-licensed crypto platforms in 2026: the verified list
In 2026, only MiCA-licensed platforms can operate legally in the European Union. Several players are, including Kraken, Coinbase, Bitpanda, OKX and Crypto.com. Here's what a MiCA licence means and how to choose, with our reasoned recommendation.
What does the MiCA licence change for you?
MiCA (Markets in Crypto-Assets) is the European regulation that harmonises the rules applying to crypto-asset platforms across the whole European Union. A MiCA-licensed platform has met strict requirements (own funds, safekeeping of customer assets, governance, anti-money-laundering) and can operate legally across the whole EU.
For you, choosing a MiCA-licensed platform is the guarantee that it is authorised to serve you, unlike Binance, whose services were suspended in the EU on 1 July 2026 for lack of a licence.
Which platforms are MiCA-licensed in 2026?
Several major platforms have a regulatory framework that lets them operate in the EU. Among the main ones we track:
- Kraken, founded in 2011, never hacked, low Pro fees, PSAN in France. Our #1 pick.
- Coinbase, publicly listed platform, accessible interface.
- Bitpanda, European player (Austria), mainstream.
- OKX, wide choice of assets.
- Crypto.com, mainstream app, card ecosystem.
Verified competitor data
We only publish a platform's exact fees and bonuses after verifying them. In our detailed comparison, a dash simply indicates data not yet confirmed: we prefer an empty field over an invented figure.
How do you choose your MiCA platform?
- Regulation: confirmed MiCA licence, and PSAN registration in France.
- Security: longevity and track record (no major hack).
- Fees: favour a low-fee advanced interface over instant buy.
- Free SEPA deposit: to avoid the ~3% on card.
- Choice of assets: check that your crypto are available.
Why do we recommend Kraken first?
Kraken ticks all the boxes for a European user leaving Binance: MiCA licence, longevity and security, low fees via Kraken Pro, free SEPA deposit, and a referral programme of up to €250 depending on the current offer. It is a balanced choice between regulatory seriousness and cost of use.
That doesn't disqualify the others: Coinbase will appeal for its simplicity, Bitpanda for its European roots. Our comparison details each one's strengths, honestly.
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See the Kraken referral codeInvesting in crypto-assets carries a risk of partial or total loss of capital. Past performance is no guarantee of future results.